Mortgages & Finance

End Your Search for a Reliable “Mortgage Broker Near Wollongong” Today

If you’re short on funds to buy your dream home, all you need is the right mortgage, and that’s where we come in! End your search for a trusted “mortgage broker near me in Wollongong” just by reaching out to Profusion Tax & Accounting. Whether you’re buying a home for the first time, upgrading to your dream property, or seeking help with making your mortgage work better for you, we’re here to bring confidence to your journey.

With competitive rates, a deep understanding of your financial needs and market insights, and access to a panel of reputed lenders, we find you a home loan that best fits your lifestyle and keeps you moving stress-free with repayments.

Further, with us, you can have access to better refinancing options, coming with lower interest rates and more comfortable repayment plans. So, if your current home loan is being a huge burden on your shoulders, refinance it with our tailored schemes and enjoy peace of mind!

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Mortgages & Finance

Leverage Your Current Position Effectively with a Competent Mortgage Broker in Wollongong and Corrimal

We often focus on interest rates without understanding how to reduce the overall interest we pay. A competent mortgage broker should be proactive, helping you leverage your current position effectively. However, it's important to note that there is no one-size-fits-all solution when it comes to mortgages.

The term "mortgage" originates from the French words "mort," meaning "death," and "gage," meaning "pledge" or "agreement." Essentially, it signifies an "agreement until death." For many Australians, mortgages represent a long-term debt that can hinder the dream of a comfortable retirement. Sadly, most of us feel trapped in our mortgages with little guidance on how to pay them off quicker.

As a competent and reputed mortgage broker in Wollongong, We are always committed to finding the best solutions for you. Our finance team takes pride in their extensive industry knowledge, and we are confident in our ability to help you find the right solution. Our team deals with 50+ lenders in the market

Our mortgage and home loans team assist with the setup and review of the following types of loans: 

  • Home loan pre-approval
  • Home Loan refinancing
  • First Home Buyer Loans
  • Investment Property Loans
  • Home Equity Loans
  • Self Employed (business owners) Home Loans
  • SMSF Property Loans
  • Low-Doc Home Loans
  • Loans with no Lenders Mortgage Insurance
  • Non-Resident Home Loans

Start receiving the support you need and start saving thousands of dollars in interest repayments by booking a consultation with one of our team members today. Call us on 04522 100 72 or email us and one of our staff will respond promptly. 

 

Smart Refinance Mortgage Options in Wollongong for Your Improved Financial Health

Let us help you get a loan with better rates and terms! With Profusion Tax & Accounting, your mortgage refinancing options are more impressive than you think. Here’s how you can improve your financial health:

➔    Lowering your monthly repayments
➔    Switching from variable to fixed interest rate
➔    Accessing equity for investments or renovations
➔    Consolidating multiple debts into one manageable repayment
➔    Saying goodbye to restrictions, fees, or outdated loan features

Our refinance mortgage options in Wollongong are specially curated for you to help you experience big savings. Let us quickly review your current plan and restructure it your way!

Why Choose Us as Your Go-to Mortgage Broker in Wollongong?

Here’s why you should choose Profusion Tax & Accounting for mortgage solutions:

➢    Personalised mortgage solutions for you
➢    Access to a wide range of lenders
➢    Ongoing support with home loan repayments and the best alternatives
➢    Trusted and experienced mortgage broker in Wollongong
➢    Streamlined processes - faster home loan approval with minimal documentation

Get Started Today!

Contact us today at 0452 210 072 to know your home loan offers or refinance mortgage options in Wollongong and get ready to invest in the home of your dreams.

Frequently Asked Questions

1.    What if my credit score drops after I get a home loan? Can I refinance it later?

This is a common scenario! But with a low credit score, it may be hard for you to take out a refinanced home loan because lenders prefer reliable borrowers, and the credit score plays a significant role in determining this. While some lenders may allow you to refinance your current home loan, you should double-check the rates and terms before committing.

2.    Is there a refinancing option available to access equity for reasons apart from renovations or investments?

Yes, absolutely! We can craft a mortgage refinancing plan for you to access equity for your personal reasons, be it for medical expenses, education fees, or starting a small business.

3.    Can I get a home loan while changing jobs?

Yes, you can, but it will depend on the industry you work in, your employment type, and whether you’re on probation or not. Lenders usually look for stable income, but we ensure our panel looks for a strong employment history. If you have that, we have some exciting offers for you.

4.    Is it possible to take out a home loan with a guarantor?

Yes, it is possible! You can easily take out a home loan with a guarantee - often a family member. However, since this is a serious legal commitment, we recommend you opt for professional guidance, exactly what we offer.

5.    Will applying for multiple home loans affect my credit score?

Each home loan application you make leaves a credit enquiry on your credit report. So, if you apply for too many home loans in a short time, it will have a negative impact on your credit score, lowering it in a significant manner.